Terms of Service

Last updated: May 22, 2026

These Terms of Service ("Terms") govern your purchase and use of the digital product known as "The Guide to Wealth System" (the "Product") sold by The Guide to Wealth, LLC ("we," "us," or "our") at theguidetowealth.com. By completing your purchase, you confirm that you have read, understood, and agreed to these Terms.

1. What you're buying

The Product is a one-time digital download bundle that includes the following materials:

Files are delivered as digital downloads in PDF and Microsoft Excel (.xlsx) formats. To use the materials, you will need a PDF reader and a spreadsheet program (such as Microsoft Excel, Google Sheets, or Apple Numbers). It is your responsibility to confirm you have suitable software before purchase, as the materials cannot be used without them.

2. Price and payment

The Product is sold for a one-time price of $997 USD, plus applicable sales tax calculated and collected at checkout based on your billing address. Payment is processed by Stripe, Inc., subject to Stripe's terms. We do not store your full payment card information on our servers.

3. Delivery

Upon successful payment, you will be redirected to a confirmation page that automatically initiates download of the Product. A secure download link valid for 15 minutes is generated each time you visit the confirmation page. You may revisit the confirmation page (using the link generated by Stripe upon successful checkout) to regenerate a fresh download link at any time within seven (7) days of purchase.

After the 7-day window, please contact us at support@theguidetowealth.com for assistance recovering the file.

4. No-refund policy

All sales are final. Because the Product is a digital download delivered immediately upon purchase, we strictly do not offer refunds, returns, credits, or chargebacks for any reason. This includes, without limitation: change of mind, inability to access the materials, failure to achieve desired results, or purchase made in error.

By completing your purchase, you confirm that you have read, understood, and agreed to this no-refund policy. If you have questions about the Product before buying, please contact us prior to completing your transaction.

5. Acceptable use and intellectual property

The Product is licensed to you for your personal use. We grant you a non-exclusive, non-transferable, revocable license to download, use, and modify the included templates and spreadsheets for your own real estate investing activities.

You may not: (a) resell, redistribute, sublicense, or share the Product or any portion of it with any third party; (b) post any portion of the Product on public file-sharing services, course platforms, or websites; (c) use the Product to create a competing product or course; or (d) remove or alter any copyright, trademark, or attribution markings within the materials.

All content in the Product is copyrighted by The Guide to Wealth, LLC. All rights not expressly granted are reserved.

6. Disclaimers and no professional advice

Nothing in the Product, on this website, or in any related materials constitutes investment, legal, tax, accounting, or financial advice. All calculators, illustrations, examples, and projections are for educational and illustrative purposes only. Past performance and projected returns are not guarantees of future results.

Real estate investing involves risk, including the possible loss of principal. Please consult qualified attorneys, certified public accountants, and licensed financial professionals before making any investment, legal, or financial decisions based on materials in the Product.

The Product is provided "as is" and "as available," without warranty of any kind, express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, or non-infringement.

7. Limitation of liability

To the maximum extent permitted by law, in no event shall The Guide to Wealth, LLC, its officers, employees, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your purchase, use of, or inability to use the Product.

Our total cumulative liability arising out of or related to these Terms and the Product, regardless of the form of action, shall not exceed the amount you paid for the Product.

8. Governing law

These Terms are governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Product shall be resolved in the state or federal courts located in New Jersey, and you consent to the personal jurisdiction of those courts.

9. Changes to these Terms

We may revise these Terms from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Material changes will be effective for purchases made on or after the updated date; your original purchase remains governed by the version of these Terms in effect at the time of your purchase.

10. Contact

Questions about these Terms or the Product can be directed to:

The Guide to Wealth, LLC
PO Box 13, Ringwood, NJ 07456
support@theguidetowealth.com