The $1M Challenge

Official Rules

Generational Wealth Grant Program — complete eligibility, entry, drawing procedures, and legal disclosures.

Section 3 — Official Rules

Generational Wealth Grant Program

Turning Financial Education Into Real Opportunity

Grant Award Package

Each selected Fellow receives a structured wealth-building package designed to support responsible asset ownership and long-term financial success.

Who the Grant Is Designed To Help

The Generational Wealth Grant Program prioritizes individuals who can benefit from financial education and structured support in building long-term economic stability. You must be at least 18 years of age or older.

Mission of the Program

The purpose of the Generational Wealth Grant Program is to help individuals gain access to the same financial strategies that have historically helped families build lasting wealth.

These include:

By combining education, mentorship, and structured financial support, the program aims to help participants create long-term financial stability that can benefit future generations.

Why This Matters

For too long, financial knowledge has been unevenly distributed. This Program exists to help change that. Because building wealth should not depend on where you started. It should depend on what you are willing to learn.

Participation in the Program constitutes full acceptance of the terms outlined below. This Program is not intended to constitute investment advice, financial guarantees, or a promise of financial success.

Program Duration

The Generational Wealth Grant Program shall remain active until the earliest occurrence of one of the following events:

During the Program period, grants will be awarded proportionally based on verified book distribution milestones.

Books SoldGrants Awarded
100,0001 grant
200,0002 grants
300,0003 grants
…and so on up to…
1,000,00010 grants

If fewer than 1,000,000 books are sold within the two-year Program period, the number of grants awarded will correspond proportionally to the number of books sold. Under no circumstances shall The Guide to Wealth, LLC be obligated to award more than ten (10) grants.

Eligibility

The Challenge is open to legal residents of the United States, excluding residents of New York, Florida, and Rhode Island, who are 18 years of age or older at the time of entry. Void where prohibited by law.

Not eligible:

Entrants must provide truthful and accurate information when submitting entries.

Other Conditions:

Odds of Winning

Odds depend on the total number of eligible entries received.

General Conditions

The Sponsor reserves the right to:

By entering, participants agree to be bound by these Official Rules and Sponsor decisions, which are final.

Publicity Release

Except where prohibited by law, winners grant permission for the Sponsor to use their name, likeness, and story for promotional purposes without additional compensation or release.

Limitation of Liability

The Sponsor is not responsible for:

Winners List

A list of winners will be posted on theguidetowealth.com after each drawing.

Final Note

This Challenge is designed to educate, empower, and deploy capital responsibly — not to promote gambling or chance-based financial decisions.


Section 4 — Legal Terms & Disclosures

Legal Terms & Disclosures

No Guarantee of Investment Performance

The Program provides financial education and structured support. Neither the book nor The Guide to Wealth, LLC guarantees:

Recipients acknowledge that real estate investments involve risk and that The Guide to Wealth, LLC shall not be responsible for any financial losses associated with property ownership or investment decisions.

Tax Responsibility

Recipients are solely responsible for any federal, state, or local taxes associated with grants or services received through the Program.

The Guide to Wealth, LLC may issue appropriate tax documentation, including but not limited to IRS Form 1099, reflecting the fair market value of services provided.

Recipients agree to indemnify and hold The Guide to Wealth, LLC, the book, and its Publisher harmless from any tax liability associated with the grant.

Limitation of Liability

To the fullest extent permitted by law, The Guide to Wealth, LLC, the book, its Publisher, officers, employees, volunteers, affiliates, advisors, and partners shall not be liable for any:

Participants assume all risks associated with property ownership, financing decisions, and investment activities.

Program Modification or Termination

The Guide to Wealth, LLC reserves the right, at its sole discretion, to modify, suspend, or terminate the Program if circumstances arise that could compromise the integrity, legality, or feasibility of the Program. Such circumstances may include, but are not limited to:

In the event of termination, The Guide to Wealth, LLC shall have no obligation beyond awards already granted.

Participant Release

By applying to or participating in the Program, participants release and hold harmless The Guide to Wealth, LLC, the book, its Publisher, and its affiliates from any and all liability, claims, damages, or legal actions arising from participation in the Program or use of Grant resources.

Publisher and Third-Party Indemnification

The author, Glenn Polansky, and The Guide to Wealth, LLC agree to indemnify, defend, and hold harmless the book's publisher, distributors, retailers, and all affiliated entities, including but not limited to Amazon, booksellers, and digital platforms, from any claims, liabilities, damages, or expenses arising from or related to the Generational Wealth Grant Program.

The publisher and all book distribution partners are not responsible for administering, managing, or fulfilling the Program and bear no liability related to its operation. The publisher's involvement is limited solely to the publication and distribution of the book.

Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States and the state of New Jersey, without regard to conflict-of-law principles.

Acceptance of Terms

Participation in the Generational Wealth Grant Program constitutes full acceptance of these terms and conditions. Applicants acknowledge that they have read, understood, and agree to comply with the Program rules and legal disclosures.

No Investment Advice

The content contained in The Generational Wealth and Real Estate Playbook, as well as any materials provided through the Generational Wealth Grant Program, is intended solely for educational and informational purposes. Nothing contained in the book, on the website, or within the Program should be interpreted as investment advice, financial advice, legal advice, tax advice, or real estate brokerage services.

Readers and participants are strongly encouraged to consult with qualified licensed professionals, including financial advisors, attorneys, accountants, and real estate professionals, before making any financial or investment decisions.

Neither Glenn Polansky, The Guide to Wealth, LLC, nor the book's Publisher acts as an investment advisor, broker, financial planner, attorney, accountant, or licensed professional in connection with the Program unless explicitly stated otherwise.

No Reliance Clause

By participating in the Program or reading the book, individuals acknowledge that they are not relying solely on any statements, examples, projections, or educational materials provided by the author when making financial or investment decisions. All financial decisions, including real estate acquisitions, financing arrangements, and tax strategies, remain the sole responsibility of the participant. Participants understand that past results or examples referenced in the book or Program do not guarantee future outcomes.

Educational Purpose Disclaimer

The Program and related materials are designed to provide general educational information about real estate ownership, tax planning concepts, and financial literacy. Any examples of financial outcomes, investment strategies, or property acquisitions are illustrative only and should not be interpreted as guarantees or promises of financial success. Real estate investing involves risk, including the risk of loss of capital, market fluctuations, tenant vacancy, interest rate changes, property maintenance expenses, and economic conditions.

No Agency Relationship

Participation in the Generational Wealth Grant Program does not create any partnership, joint venture, agency, fiduciary relationship, or advisory relationship between the participant and The Guide to Wealth, LLC, the book, its Publisher, or Glenn Polansky. Participants remain fully responsible for their own financial, legal, and investment decisions.

Third-Party Service Providers

Legal, tax, and professional services associated with Grant awards may be provided by independent third-party professionals selected or approved by The Guide to Wealth, LLC. The Guide to Wealth, LLC and the author do not control the actions of these professionals and make no representations or warranties regarding their services. Participants agree that any disputes related to such services must be resolved directly with the service provider.

Website and Online Platform Disclaimer

The website, theguidetowealth.com, and related digital platforms are provided for informational purposes only. The Guide to Wealth, LLC does not guarantee that website access will be uninterrupted, error-free, or free of technical issues. The Guide to Wealth, LLC shall not be responsible for lost submissions, technical failures, or interruptions in online services, nor for lost, incomplete, illegible, delayed, or misdirected entries, whether submitted electronically or by mail.

Entire Agreement

These legal terms and disclosures constitute the entire agreement governing participation in the Generational Wealth Grant Program and supersede any prior communications or representations regarding the Program.

Amendments

The Guide to Wealth, LLC reserves the right to update or amend these terms at any time in order to comply with legal requirements, improve program administration, or address unforeseen circumstances. Updated terms will be posted on theguidetowealth.com.

Severability

If any provision of these terms is determined to be invalid or unenforceable under applicable law, the remaining provisions shall continue in full force and effect.

Fraud Protection Clause

The Guide to Wealth, LLC reserves the right to disqualify any participant suspected of tampering with the entry process, submitting fraudulent information, attempting to obtain multiple entries through deceptive means, or otherwise violating the spirit of the program.